Commercial Auto Insurance in Traverse City, MI
Commercial auto insurance can safeguard your business’s finances if an unforeseen risk damages your vehicle or a third party files a liability claim against your organization. At Vozza Insurance Agency, we’re dedicated to helping business owners like you find the coverage that meets your needs.
What Does It Cover?
A standard policy can include the following coverages:
- Personal injury protection (PIP) can cover you and your passengers’ medical expenses and other financial losses after an accident, regardless of fault.
- Bodily injury liability coverage can help pay for the medical expenses of a third party injured in an accident you caused. It can also cover your legal expenses if you’re sued for bodily harm.
- Property damage liability can cover damages you cause to someone else’s property.
- Collision coverage can cover repair or replacement costs if your car is involved in a crash with an object or another vehicle.
- Comprehensive coverage can help pay for damages caused by fire, theft or certain weather events.
Depending on your circumstances, your insurer may recommend additional coverage, such as towing and labor assistance, loading and unloading coverage and hired and non-owned auto coverage.
Who Needs Commercial Auto Insurance?
Michigan requires businesses that use vehicles for operations to purchase commercial auto insurance. Many types of businesses may be in particular need of such a policy, including the following:
- Vehicle-for-hire companies
- Delivery companies
- Transportation businesses
- Contractors and construction firms
- Food trucks
How Much Does It Cost?
Several factors can influence the cost of a commercial auto policy, including the following:
- Industry
- Location
- Fleet details (e.g., types of vehicles and size of fleet)
- Driving records
- Claims history
- Policy limits
- Deductible
Get Covered Today
Get in touch with Vozza Insurance Agency to learn more about your commercial insurance options or request a quote.