Recreational Vehicle Insurance

Having insurance for your recreational vehicle (RV) is essential. In fact, RV owners are required to have some type of RV insurance in the state of Michigan. Having an insurance policy for your RV is important for a handful of reasons, some of them being unforeseen accidents like damage and repair costs. In getting an RV insurance policy, you can be assisted in paying for costs related to accidents, which might alleviate some financial stress.

What Do RV Policies Include?

RV insurance tends to depend on various factors, including the type of RV and model. However, a traditional RV insurance policy might look like the following:

·       Liability insurance helps by insuring you against damage you cause others if you are at fault in a wreck.

·       Collision insurance helps by covering damage to your own vehicle after a wreck.

·       Comprehensive insurance helps by paying for vehicle damage from non-accident mishaps, such as weather damage.

·       Medical coverage helps by covering your medical bills and those of your passengers.

·       Uninsured/underinsured insurance helps by insuring you against damage caused by someone else who doesn’t have appropriate liability coverage.

·       Campsite and vacation coverage assists in covering liabilities associated with using the RV as a vacation property.

·       Full-time residence insurance is intended for those permanently living in their RVs.

Other coverage offers help for roadside assistance, rental car coverage and expenses protection (for expenses such as emergency hotel bills).

An important aspect to consider is that an RV is a home on wheels. This means you’ll have to consider coverage when your RV is both on the move and parked in one spot. Speak to one of our agents today about potential coverage options and benefits that may be included in an RV insurance policy.

Learn More

If you live near Traverse City, Michigan, we can help you out. Vozza Insurance is here to help RV owners learn more about policies to make an educated decision on a policy for their home on wheels.

Contact one of our agents today at 231-938-6200. We look forward to hearing from you.