August 16, 2022
AgencyWhen Is General Liability Insurance Required?
General liability insurance can provide protection against the resulting expenses if your business is held responsible for injuring a third party or damaging their property. Although valuable, this coverage is not typically required by any state or federal law. However, there are many circumstances where you might need general liability insurance. Keep reading to learn […]
September 22, 2022
AgencyManaging Worker’s Compensation Claims Over State Lines
States control many of the elements of workers’ compensation insurance. Considering this, it can be hard to manage the rules and requirements of this type of insurance if you have employees who work across state lines. As a business owner, you want to protect your team. Yet, you recognize that this is not always easy […]
October 27, 2022
AgencyQuestions You Should Ask Before Purchasing Medicare
Medicare is extremely important for those needing health care as they grow older. It can also be very confusing for new customers who aren’t sure what type of plan they need or how much they should be paying. To clear up the confusion and make sure that you’re getting the best Medicare coverage possible, it […]
November 9, 2022
AgencyPreparing for Your Yearly Physical
Most health insurance covers a yearly check-up or physical with your primary doctor. You usually can receive a physical or free or by only paying a small supplement, like a co-pay. Physicals and check-ups are important aspects of your overall wellness regimen. By seeing your doctor for regular check-ups, you can stay informed about your […]
December 28, 2022
AgencyCan Your Life Insurance Pay for Your Long-Term Care?
Due to advances in the medical field, many Americans are living much longer than they did just a few years ago. With a longer life expectancy, long-term care sometimes becomes more of a priority than life insurance. So, what happens when you’ve invested in life insurance, but you need long-term care now? Depending on your […]
January 16, 2023
AgencyDo Life Insurance Policies Require Health Assessments?
Purchasing life insurance is a big investment. You want to provide your loved ones with financial protection if you cannot be there to do it yourself. Yet, getting life insurance can sometimes feel hard to do. It does not have to be. Some life insurance companies require a health assessment for prospective policyholders. Others do […]
February 20, 2023
AgencyThe Benefits of Using an Independent Insurance Agency to Get Car Insurance
If you are in the process of registering your car, you’ll most likely have to buy car insurance. The law requires every driver to carry minimum levels of coverage. It’s an important mechanism to always help the policyholder behind the wheel. Still, even though you must buy minimum coverage, you also can increase and expand […]
March 24, 2023
AgencyYour Motorcycle Insurance Options
Motorcycle insurance differs a bit from auto insurance. When you’re buying insurance for your motorcycle, it’s important to understand what your options are so you can get the maximum benefit from the insurance you purchase. Below is a description of some types of coverage you can get for your motorcycle. Bodily Injury and Property Damage […]
July 12, 2023
AgencyHow Much Boat Insurance Do I Need?
Boat insurance needs vary between boat owners. Many states don’t legally require a policy, but this doesn’t mean coverage isn’t needed. Marina Requirements Many marinas require their boaters to carry a certain amount of liability insurance. Liability insurance provides compensation in case a boater causes property damage or bodily injury to someone else while operating […]
September 25, 2023
AgencyMotorcycle Theft Insurance in Traverse City, MI
Motorcycle theft is a persistent and costly problem faced by bike owners nationwide. With these prized possessions often being relatively easy targets for thieves due to their portability, riders must take proactive measures to safeguard their bikes. What Are Effective Ways to Prevent Motorcycle Theft? The following are some practical ways to protect your motorcycle […]